RoundFair vs Settle Up: Which Fits Your Group?
Checked against official listings on 11 October 2026 · By Florian Ronsse, founder of FairLead
Settle Up is a cross-platform group expense app with a free tier and a Premium upgrade. RoundFair is a free iPhone app for rounds and nights out. Here is how they differ.
The short answer
Settle Up keeps track of a group's expenses and calculates the fewest transfers to settle them, on iOS, Android and the web. RoundFair focuses on rounds: who paid, who joined, whose turn is next. If your group is mixed iPhone and Android and shares costs over time, Settle Up is the practical choice. If you mainly need to keep a night of rounds fair, RoundFair is simpler.
Side by side
| RoundFair | Settle Up | |
|---|---|---|
| Main job | Track rounds on a night out: who paid, who joined, whose turn it is, then settle | Track group expenses and settle with the fewest transfers |
| Price | Free | Free, with a paid Premium upgrade (ad-free, receipt photos, recurring expenses, Excel export, statistics), according to its listing |
| Platforms | iPhone only (Designed for iPhone, iOS 17 or later) | iOS, Android and a web app, according to settleup.io |
| Account | No account; sharing uses your own iCloud | Friends can view a group in the browser through a link, according to its listing |
| Offline | Yes, offline-first; shared sessions sync through iCloud | Works offline and syncs later, according to its listing |
| Turn order for rounds | Yes | Not described in its listing |
| Currencies | Amounts in any currency, no conversion | All currencies with exchange rates, according to its listing |
Checked against each app's official App Store listing and website on 11 October 2026. Features and prices change, so check the listing before you decide.
When Settle Up is the better choice
- Groups with Android users: RoundFair is iPhone only.
- Long-running groups such as flatmates, with recurring expenses.
- Groups that want reminders and nudges to settle debts.
When RoundFair is the better choice
- A night out where rounds rotate and the question is who buys next.
- People who want no accounts, no ads and no analytics: RoundFair keeps data on your device and in your personal iCloud.
- A quick, one-evening session rather than an ongoing group.
Frequently asked questions
Is Settle Up free?
Its App Store listing describes a free app with an optional Premium upgrade that removes ads and adds features.
Can Android users join RoundFair?
No. RoundFair is only available for iPhone. One person can still track the night and share the plain text summary with everyone.
Sources
RoundFair is made by FairLead, so we are not neutral. We have tried to describe other apps only by what their own listings say. Spotted something out of date? Let us know.